Banks are dying. This has significant implications for your savings, business, and investment potential… because there are tremendous opportunities for anyone who focuses their capital and talents ahead of these big-picture trends.
The banking world is DOOMED! Many people are working on payment and delivery systems that could turn the banking world on its head, much like UBER did to taxis, Expedia to travel, and AIRBNB/BOOKING.com did to hotels.
Banking in its current form is not capitalism. It is a fraud and crony capitalism kept afloat by ever-more desperate government interventions. It should be dismantled. Under a system of 100 percent reserves, loan banks (100 percent equity-financed investment trusts) would be like any other business. They would not need any more regulation than that of the makers of potato chips.
Central Banks are planning to take over the National and Commercial Banks. That is the very reason the Authorities allow the existence of Cryptos. Once central banks have their own Crypto, they will own all National Banks, as well as their depositors and creditors.
Authorities will do everything to prevent banks from going bankrupt: they will try to push interest rates down, print money, and allow bail-ins.   In other words, the savings you keep with any bank will be inflated away and seized by your bank.

• Jan 16, 2016: BREAKOUT STALLED and BEARISH it is...
• Jan 17, 2017: Expect a (minor or flat) correction
• Dec 23 - Feb 26, 2018: A Canary in the Mine for Higher Interest Rates.
• Jan 15 - 28, 2019: The 3500 level is broken, and the backtest is over.
• Dec 24 - Jan 10, 2020: Repos SPELL BIG DANGER!
  
• June 13 - Nov 23: The financial sector sits in BIG SHIT!
• Jan 18, 2021: Beware of a FALSE HOPE of HIGHER interest rates!
• Oct 21 - Jan. 6, 2022: CRAZY...CRAZY
• Jan. 20 - Feb. 20: Breakdown and SELL.
• June 21 - Dec. 8 - Jan. 20 - Mar. 8, 2023: a bear trend.
• Mar. 10: STOP LOSS as another US bank fails.
• Jan. 20 - Feb. 18, 2024: Short-term is OVERSOLD. Long Term is OVERBOUGHT.
• Mar. 24:  The fact is that most Bank Shares are breaking out = bullish!
• Apr. 18: CAUTION - this is a SHORT-term action because the market incorrectly expects lower interest rates.
  
• Aug. 12 - Sep. 19: The breakout points to LOWER INTEREST RATES.
• Oct 27: BANKS ARE BANKRUPT, AND BANK SHARES MUST BE AVOIDED BY ALL MEANS.
• Nov. 30 - Dec. 26 - Feb. 7, 2025: overbought + strong resistance + negative divergence = VERY BEARISH.
• Mar. 20 - Apr. 16:  ???? 
  
• May 25: Mind the HUGE, long-term bearish formation.

European, Swiss & Canadian banks are in a VERY, VERY BAD shape - Canadian Banks are in trouble in Paradise: the Canadian Real Estate bubble deflation will affect the Canadian Banks.
Note: Share prices of Canadian Banks are MANIPULATED by the Big 5 Financial groups to their present levels!!
Green colored charts = Bull trends, Red = bear trends, White = sideward & we don't know yet! Yields as of May 2025

Law & negative interest rates are death sentences for banks, pension funds, and insurance companies.
Alice in Wonderland and BANKRUPT BANKS keep paying dividends?!

The Bank index in Gold (click to enlarge)

Our Opinion:

• There is NO WAY authorities will risk bankruptcy for any bank. They will  PRINT MORE FIAT MONEY and bail them ALL out until Hyperinflation hits.
• The exact process is happening in Europe, but there are fewer banks, and it's done more subtly. Spain is a good example.
• The long-term trend doesn't look good. Why take the risk of investing in Financials? There are far better, safer investment instruments.
• There is NO WAY you can trust the financials, as they are absolute masters at cheating the investor.
• The central bank's direct involvement medicates the credit markets, and the Fed's balance sheet looks like a leveraged junk bond fund.
• Just look at Greek banks. You can see how fast problems unfold and how they impact a country's debt situation.
  
• Cyprus shows the way...of what we expect: MASSIVE BAIL-INS.